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The Affordable Care Act’s health insurance exchanges opened for business in November. Now, millions of Americans who do not get coverage through work have the opportunity to shop for policies that will take effect in 2016. But they only have a few months to do so. This open enrollment period will end on January 31, 2016. Those who currently lack insurance should sign up without delay. And those who have had coverage this year should investigate whether there’s a better deal available to them for coverage that will kick in...
It’s hard to believe, but Medicare’s open enrollment season began recently. And this year, as a result of the federal health reform law, seniors will have to brace for several changes. Seniors who rely on privately administered Medicare Advantage plans for their benefits will face the biggest adjustments. That’s too bad, as Medicare Advantage has a strong track record of delivering health benefits that meet or even exceed those of conventional Medicare. Medicare Advantage (MA) offers enrollees a different way of receiving the...