Beware of parking lot thieves

The hustle and bustle of holiday shopping has begun. While you are rushing from store to store, remember you aren't the only one looking for a hot deal. Parking lot thieves are on the prowl, preying on inattentive shoppers and hoping to cash in at your expense.

If you have optional comprehensive coverage on your auto insurance policy, your vehicle is covered if it’s stolen. However, your auto policy will not cover gifts and most personal possessions stolen from your car. Your homeowners’ or renters’ policy does cover your belongings, including gifts, but only after you pay the deductible, whic...