TRUSTEE SALE

TRUSTEE SALE

TS No WA07000145-22-1 TO No 220505061-WA-MSO NOTICE OF TRUSTEE’S SALE PURSUANT

TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: JEREMIAH C

KOELLER AND MARISSA L KOELLER HUSBAND AND WIFE Current Beneficiary of the Deed of

Trust: Idaho Housing and Finance Association (which also dba HomeLoanServ) Original Trustee of

the Deed of Trust: FRONTIER TITLE & ESCROW CO LINCOLN COUNTY BRANCH Current Trustee

of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of

Trust: Idaho Housing and Finance Association dba HomeLoanServ Reference Number of the Deed of

Trust: Instrument No. 2018 0478426 Parcel Number: 0310-020-005000 I. NOTICE IS HEREBY GIVEN

that on July 7, 2023, 10:00 AM, at main entrance Pioneer Title Company, 403 Logan St, Davenport,

WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the

highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally

or State chartered banks, at the time of sale the following described real property, situated in

the County of Lincoln, State of Washington, to-wit: THE WEST 25 FEET OF LOT 8 AND ALL OF LOT

9, BLOCK 20, TIMMONS SECOND ADDITION TO THE TOWN OF Davenport, LINCOLN COUNTY,

WASHINGTON. MORE ACCURATELY DESCRIBED AS FOLLOWS: THE WEST 25 FEET OF

LOT 8 AND ALL OF LOT 9, BLOCK 20, TIMMON`S SECOND ADDITION TO THE TOWN (NOW CITY)

OF Davenport, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK “A” OF PLATS,

PAGE 33, RECORDS OF LINCOLN COUNTY, WASHINGTON. APN: 0310-020-005000 More commonly

known as 914 MERRIAM STREET, Davenport, WA 99122 which is subject to that certain

Deed of Trust dated June 15, 2018, executed by JEREMIAH C KOELLER AND MARISSA L KOELLER

HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC

REGISTRATION SYSTEMS, INC., as designated nominee for ENVOY MORTGAGE, LTD, Beneficiary

of the security instrument, its successors and assigns, recorded June 15, 2018 as Instrument No.

2018 0478426 and the beneficial interest was assigned to IDAHO HOUSING AND FINANCE ASSOCIATION

(WHICH ALSO DBA HOMELOANSERV) and recorded September 20, 2022 as Instrument

Number 2022-0493521 in Book 133, on Page 4759 of official records in the Office of the Recorder of

Lincoln County, Washington. II. No action commenced by Idaho Housing and Finance Association

(which also dba HomeLoanServ), the current Beneficiary of the Deed of Trust is now pending to seek

satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation

secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/

are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN

ARREARS: DELINQUENT PAYMENT INFORMATION From December 1, 2020 To March 1, 2023

Number of Payments 1 $32,740.00 Total $32,740.00 LATE CHARGE INFORMATION December 1,

2020 March 1, 2023 $541.11 $541.11 PROMISSORY NOTE INFORMATION Note Dated: June 15,

2018 Note Amount $171,830.00 Interest Paid To: November 1, 2020 Next Due Date: December 1,

2020 Current Beneficiary: Idaho Housing and Finance Association (which also dba HomeLoanServ)

Contact Phone No: (800) 526-7145 Address: 565 W Myrtle St., Boise, ID 83702 IV. The sum owing

on the obligation secured by the Deed of Trust is: The principal sum of $164,269.40, together with

interest as provided in the Note or other instrument secured, and such other costs and fees as are due

under the Note or other instrument secured, and as are provided by statute. V. The above described

real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust

as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title,

possession or encumbrances on July 7, 2023. The defaults referred to in Paragraph III must be cured

by June 26, 2023, (11 days before the sale date) to cause a discontinuance of the sale. The sale will

be discontinued and terminated if at any time before June 26, 2023 (11 days before the sale) the default

as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in

cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be

terminated any time after the June 26, 2023 (11 days before the sale date) and before the sale, by the

Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire

principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant

to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written

Notice of Default was transmitted by the current Beneficiary, Idaho Housing and Finance Association

(which also dba HomeLoanServ) or Trustee to the Borrower and Grantor at the following address(es):

ADDRESS JEREMIAH C KOELLER 914 MERRIAM STREET, Davenport, WA 99122 JEREMIAH

C KOELLER 17014 STATE ROUTE 28 N, Davenport, WA 99122 JEREMIAH C KOELLER PO

BOX 132, Davenport, WA 99122 JEREMIAH C KOELLER PO BOX 1321, Davenport, WA

99122-0132 JEREMIAH C KOELLER PO BOX 443, Davenport, WA 99122-0443 MARISSA L

KOELLER 914 MERRIAM STREET, Davenport, WA 99122 MARISSA L KOELLER 17014 STATE

ROUTE 28 N, Davenport, WA 99122 MARISSA L KOELLER PO BOX 132, Davenport, WA

99122 MARISSA L KOELLER PO BOX 1321, Davenport, WA 99122-0132 MARISSA L KOELLER

PO BOX 443, Davenport, WA 99122-0443 by both first class and certified mail on January 12,

2023, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally

served with said written Notice of Default or the written Notice of Default was posted in a conspicuous

place January 13, 2023 on the real property described in Paragraph I above, and the Trustee

has possession of proof of such service or posting. VII. The Trustee whose name and address are set

forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any

time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold

by, through or under the Grantor of all their interest in the above described property. IX. Anyone having

any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard

as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure

to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.

X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of

the property on the 20th day following the sale, as against the Grantor under the deed of trust (the

owner) and anyone having an interest junior to the deed of trust, including occupants who are not

tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are

not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the

purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to

Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE

THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on

this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN

ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation

if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING

ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to

you. If you would like assistance in determining your rights and opportunities to keep your house, you

may contact the following: The statewide foreclosure hotline for assistance and referral to housing

counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800)

606-4819 Website: http://www.wshfc.org The United States Department of Housing and Urban Development:

Telephone: (800) 569-4287 Website: http://www.hud.gov The statewide civil legal aid hotline for assistance

and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.

homeownership.wa.gov Dated: March 2, 2023 MTC Financial Inc. dba Trustee Corps, as Duly Appointed

Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 606

W. Gowe Street Kent, WA 98032 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/

Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 89873, Pub

Dates: 6/8/2023, 6/29/2023, THE Davenport TIMES