NOTICE OF TRUSTEE'S SALE

NOTICE OF TRUSTEE’S SALE

FILE NO: 21-00108WA

Pursuant to RCW 61.24 et seq. Grantor(s) of Deed of Trust Dean

A. Scroggie and Adrienne J. Scroggie Current Beneficiary Lakeview

Loan Servicing, LLC Current Trustee Affinia Default Services,

LLC Current Mortgage Servicer Flagstar Bank, N.A. Deed of Trust

Recording Number (Ref. #) 2012 0459989 Parcel Number(s) 0701-

019-003000 I. NOTICE IS HEREBY GIVEN that the undersigned

Trustee will on August 25, 2023, at 09:00 A.M. at Front Entrance,

Pioneer Title Co., of Washington, 403 Logan Street, Davenport, WA

99122, sell at public auction to the highest and best bidder, payable

at the time of sale, the following-described real property, situated in

the County of Lincoln, State of Washington, to wit: LOT 3, BLOCK

19, TOWN OF Sprague, ACCORDING TO PLAT THEREOF,

RECORDED IN BOOK "A" OF PLATS, PAGE 3, RECORDS OF

LINCOLN COUNTY, WASHINGTON. Commonly known as: 311

W 2nd St., Sprague, WA 99032 AKA 311 E 2nd St., Sprague, WA

99032 The above property is subject to that certain Deed of Trust

dated January 6, 2012, recorded January 12, 2012, under Auditor’s

File No. 2012 0459989, records of Lincoln County, Washington,

from Dean A. Scroggie and Adrienne J. Scroggie, as Grantor,

to Pioneer Title Company as Trustee, to secure an obligation in

favor of Mortgage Electronic Registration Systems, Inc., solely as

nominee for MetLife Home Loans, a Division of Metlife Bank, N.A.,

its successors and assigns, as Beneficiary, the beneficial interest

in which was assigned to Lakeview Loan Servicing, LLC, under an

Assignment recorded under Auditor’s File No. 20190480285. II. No

action commenced by the Beneficiary of the Deed of Trust is now

pending to seek satisfaction of the obligation in any Court by reason

of the Borrower’s or Grantor’s default on the obligation secured by

the Deed of Trust. III. The defaults for which this foreclosure is made

are as follows: 1. Failure to pay when due the following amounts

which are now in arrears: o $26,659.69 which included the monthly

payments, late charges, and accrued fees and costs. IV. The sum

owing on the obligation secured by the Deed of Trust is: Principal

$57,320.82, together with interest as provided in the note or other

instrument secured from May 1, 2019, and such other costs and

fees as are due under the Note or other instrument secured, and

as are provided by statute. V. The above-described real property

will be sold to satisfy the expense of sale and the obligation secured

by the Deed of Trust as provided by statute. The sale will be made

without warranty, express or implied, regarding title, possession,

or encumbrances on August 25, 2023. The default(s) referred to in

paragraph III must be cured by August 14, 2023 (11 days before

the sale date), to cause a discontinuance of the sale. The sale will

be discontinued and terminated if at any time on or before August

14, 2023 (11 days before the sale date), the default(s) as set forth

in paragraph III are cured and the Trustee’s fees and costs are

paid. The sale may be terminated any time after August 14, 2023

(11 days before the sale date), and before the sale by the Borrower,

Grantor, any Guarantor, or the holder of any recorded junior lien or

encumbrance paying the entire principal and interest secured by the

Deed of Trust, plus costs, fees, and advances, if any, made pursuant

to the terms of the obligation and/or Deed of Trust, and curing all

other defaults. VI. A written notice of default was transmitted by the

Trustee to the Borrower and Grantor at the following addresses:

Adrienne J. Scroggie 311 E 2nd Street Sprague, WA 99032 Adrienne

J. Scroggie 311 W 2nd St. Sprague, WA 99032 Adrienne J.

Scroggie PO Box 271 Sprague, WA 99032 Brenda McNall 53680

Fishtrap Rd. E Sprague, WA 99032 Dean A. Scroggie 311 E 2nd

Street Sprague, WA 99032 Dean A. Scroggie 311 W 2nd Street

Sprague, WA 99032 Dean A. Scroggie PO Box 271 Sprague, WA

99032 Sharon Heroth 1769 State HWY 29A Gloversville, NY 12078

by both first class and certified mail on January 31, 2023; and the

notice of default was personally served upon the Borrower and

Grantor, or was posted in a conspicuous place on the real property

described in paragraph I above on February 03, 2023. The Trustee

has possession of proof of mailing, and service or posting. VII. The

Trustee whose name and address are set forth below will provide

in writing to anyone requesting it, a statement of all costs and fees

due at any time prior to the sale. VIII. The effect of the sale will be

to deprive the Grantor and all those who hold by, through or under

the Grantor of all their interest in the above-described property. IX.

Anyone having an objection to the sale on any grounds whatsoever

are afforded an opportunity to be heard as to those objections if they

bring a lawsuit to restrain the sale pursuant to the RCW 61.24.130.

Failure to bring such a lawsuit may result in a waiver of any proper

grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS

OR TENANTS: The purchaser at the trustee’s sale is entitled

to possession of the property on the 20th day following the sale, as

against the Grantor under the Deed of Trust (the owner) and anyone

having an interest junior to the deed of trust, including occupants who

are not tenants. After the 20th day following the sale, the purchaser

has the right to evict occupants who are not tenants by summary

proceedings chapter 59.12 RCW. For tenant-occupied property, the

purchaser shall provide a tenant with written notice in accordance

with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE

THE FORECLOSURE SALE OF YOUR HOME. You have only 20

DAYS from the recording date on this notice to pursue mediation.

DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN

ATTORNEY LICENSED IN WASHINGTON NOW to assess your

situation and refer you to mediation if you are eligible and it may help

you save your home. See below for safe sources of help. SEEKING

ASSISTANCE Housing counselors and legal assistance may be

available at little or no cost to you. If you would like assistance in

determining your rights and opportunities to keep your house, you

may contact the following: The statewide foreclosure hotline for

assistance and referral to housing counselors recommended by

the Housing Finance Commission: Telephone: 1-877-894-HOME

(1-877-894-4663) Website: http://www.dfi.wa.gov/consumers/homeownership/

post_purchase_counselors_foreclosure.htm The United

States Department of Housing and Urban Development: Telephone:

1-800-569-4287 Website: http://www.hud.gov/offices/hsg/sfh/hcc/fc/

index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc

The statewide civil legal aid hotline for assistance and referrals to

other housing counselors and attorneys: Telephone: 1-800-606-

4819 Website: http://nwjustice.org/what-clear PURSUANT TO THE

FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED

THAT AFFINIA DEFAULT SERVICES, LLC MAY BE DEEMED TO

BE A DEBT COLLECTOR AND ANY INFORMATION OBTAINED

MAY BE USED FOR THAT PURPOSE. DATED April 18, 2023

By: Samantha Snyder Name: Samantha Snyder Title: Foreclosure

Processsor of Affinia Default Services, LLC 320 120th Ave. NE,

Suite B203 Bellevue, WA 98005 (425) 800-4703 NPP0433935 To:

Davenport TIMES 07/27/2023, 08/17/2023