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NOTICE OF TRUSTEE'S SALE

ORIGINAL TRUSTEE SALE RECORDED ON 4/27/2023 IN THE

OFFICE OF THE LINCOLN COUNTY RECORDER. NOTICE OF

TRUSTEE'S SALE

File No.:21-127172

Title Order No.:210514015

Grantor: Virginia Mae Brizgaloff an unmarried woman Current

beneficiary of the deed of trust: Nationstar Mortgage LLC d/b/a Mr.

Cooper Current trustee of the deed of trust: Aztec Foreclosure

Corporation of Washington Current mortgage servicer of the deed

of trust: Nationstar Mortgage LLC Reference number of the deed

of trust: 20180477535 Parcel number(s): 0201-004-006000 Abbreviated

legal description: Lots 17 & 18, W 15' Lot 19, Blk 4, Orig.

Creston Commonly known as: 175 SE Railroad Street, Creston,

WA 99117 I. NOTICE IS HEREBY GIVEN that the undersigned

Trustee, AZTEC FORECLOSURE CORPORATION OF WASHINGTON

will on September 8, 2023, at the hour of 10:00 AM at the

front entrance to the Pioneer Title Company of Washington, 406

Logan Street, Davenport, WA, State of Washington, sell at public

auction to the highest and best bidder, payable at time of sale, the

following described real property, situated in the County of Lincoln,

State of Washington, to-wit: LOTS 17 AND 18 AND THE WEST 15

FEET OF LOT 19, BLOCK 4, OF THE ORIGINAL TOWN OF

CRESTON, ACCORDING TO PLAT THEREOF, RECORDED IN

BOOK "A" PLATS, PAGE 69, RECORDS OF LINCOLN COUNTY,

WASHINGTON. which is the subject of that certain Deed of Trust

dated February 12, 2018, recorded February 23, 2018, under Auditor's

File No. 20180477535, records of Lincoln County, Washington,

from Virginia Mae Brizgaloff an unmarried woman as Grantor,

to Pioneer Title Co. as Trustee, to secure an obligation in favor of

Mortgage Electronic Registration Systems, Inc., as nominee for

Envoy Mortgage, LTD, its successors and assigns as Beneficiary,

which as assigned by Mortgage Electronic Registration Systems,

Inc., as beneficiary, as nominee for Envoy Mortgage, LTD, its successors

and assigns to Nationstar Mortgage LLC d/b/a Mr. Cooper

under an assignment recorded at Instrument No. 20210489555. II.

No action commenced by the Beneficiary of the Deed of Trust is

now pending to seek satisfaction of the obligation in any Court by

reason of the Borrower's or Grantor's default on the obligation secured

by the Deed of Trust. III. The Default(s) for which this foreclosure

is made is/are as follows: Failure to pay when due the following

amounts which are now in arrears: Delinquent monthly

payments from the July 1, 2018 installment on in the sum of

$34,289.17 together with all fees, costs and or disbursements incurred

or paid by the beneficiary and or trustee, their employees,

agents or assigns. The Trustee's fees and costs are estimated at

$2,613.20 as of April 26, 2023. The amount to cure the default

payments as of the date of this notice is $39,012.97. Payments and

late charges may continue to accrue and additional advances to

your loan may be made. It is necessary to contact the beneficiary

or Trustee prior to the time you tender the reinstatement amount

so that you may be advised of the exact amount you would be required

to pay. IV. The sum owing on the obligation secured by the

Deed of Trust is: Principal Balance $86,592.00, together with interest

in the Note or other instrument secured from June 1, 2018, and

such other costs and fees as are due under the Note or other instrument

secured, and as are provided by statute. The amount

necessary to pay off the entire obligation secured by your Deed of

Trust as the date of this notice is $118,830.95. Interest and late

charges may continue to accrue and additional advances to your

loan may be made. It is necessary to contact the beneficiary or

Trustee prior to the time you tender the payoff amount so that you

may be advised of the exact amount you would be required to pay.

V. The above-described real property will be sold to satisfy the

expense of sale and the obligation secured by the Deed of Trust

as provided by statute. The sale will be made without warranty

express or implied regarding title, possession, or encumbrances on

September 8, 2023. The default(s) referred to in paragraph III, together

with any subsequent payments, late charges, advances,

costs and fees thereafter due, must be cured by August 28, 2023

(11 days before the sale date), to cause a discontinuance of the

sale. The sale will be discontinued and terminated if at any time on

or before August 28, 2023 (11 days before the sale date), the default(

s) as set forth in paragraph III, together with any subsequent

payments, late charges, advances, costs and fees thereafter due,

is/are cured and the Trustee's fees and costs are paid. The sale

may be terminated any time after August 28, 2023 (11 days before

the sale date), and before the sale by the Borrower, Grantor, any

Guarantor or the holder of any recorded junior lien or encumbrance

paying the entire principal and interest secured by the Deed of Trust,

plus costs, fees and advances, if any, made pursuant to the terms

of the obligation and/or Deed of Trust, and curing all other defaults.

VI. A written notice of default was transmitted by the Beneficiary or

Trustee to the Borrower and Grantor at the following addresses:

Virginia Mae Brizgaloff 175 SE Railroad Street Creston, WA 99117

Virginia Mae Brizgaloff P.O. Box 619 Wilbur, WA 99185 Unknown

Spouse and/or Domestic Partner of Virginia Mae Brizgaloff 175 SE

Railroad Street Creston, WA 99117 Unknown Spouse and/or Domestic

Partner of Virginia Mae Brizgaloff P.O. Box 619 Wilbur, WA

99185 Occupant(s) 175 SE Railroad Ave (shown on DOT as 175

SE Railroad St) Creston, WA 99117 by both first class and certified

mail on November 29, 2021 proof of which is in the possession of

the Trustee; and the Borrower and Grantor were personally served

on November 30, 2021 with said written notice of default or the

written notice of default was posted in a conspicuous place on the

real property described in paragraph I above, and the Trustee has

possession of proof of such service or posting. The declaration by

the beneficiary pursuant to RCW 61.24.030(7)(a) was transmitted

by the Beneficiary or Trustee to the Borrower and Grantor at the

above addresses on November 29, 2021, proof of which is in possession

of the Trustee. VII. The Trustee whose name and address

are set forth above, and whose telephone number is (360) 253-8017

/ (877) 430-4787 will provide in writing to anyone requesting it, a

statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all

those who hold by, through or under the Grantor of all their interest

in the above-described property. IX. Anyone having an objection to

the sale on any grounds whatsoever will be afforded an opportunity

to be heard as to those objections if they bring a lawsuit to restrain

the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit

may result in a waiver of any proper grounds for invalidating the

Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The

purchaser at the trustee's sale is entitled to possession of the

property on the 20th day following the sale, as against the grantor

under the deed of trust (the owner) and anyone having an interest

junior to the deed of trust, including occupants, who are not tenants.

After the 20th day following the sale the purchaser has the right to

evict occupants who are not tenants by summary proceedings

under Chapter 59.12 RCW. For tenant-occupied property, the

purchaser shall provide a tenant with written notice in accordance

with RCW 61.24.60. XI. THIS NOTICE IS THE FINAL STEP BEFORE

THE FORECLOSURE SALE OF YOUR HOME. You have

only 20 DAYS from the recording date on this notice to pursue

mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR

OR AN ATTORNEY LICENSED IN WASHINGTON NOW to

assess your situation and refer you to mediation if you are eligible

and it may help you save your home. See below for safe sources

of help. SEEKING ASSISTANCE Housing counselors and legal

assistance may be available at little or no cost to you. If you would

like assistance in determining your rights and opportunities to keep

your house, you may contact the following: The statewide foreclosure

hotline for assistance and referral to housing counselors

recommended by the Housing Finance Commission: Telephone

(Toll-free): 1-877-894-HOME (1-877-894-4663) or Web site: http://

http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_

foreclosure.htm. The United States Department of Housing

and Urban Development: Telephone (Toll-free): 1-800-569-4287 or

National Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.

cfm?webListAction=search&searchstate=WA&filterSvc=dfc. The

statewide civil legal aid hotline for assistance and referrals to other

housing counselors and attorneys: Telephone (Toll-Free): 1-800-

606-4819 or Web site: http://nwjustice.org/what-clear XII. FAIR

DEBT COLLECTION PRACTICES ACT NOTICE: AZTEC FORECLOSURE

CORPORATION OF WASHINGTON is attempting to

collect a debt and any information obtained will be used for that

purpose. If a discharge has been obtained by any party through

bankruptcy proceedings, this shall not be construed to be an attempt

to collect the outstanding indebtedness or to hold you personally

liable for the debt. DATED this 26th day of April, 2023 AZTEC

FORECLOSURE CORPORATION OF WASHINGTON By: Inna D.

Zagariya President 1499 SE Tech Center Place, Suite 255 Vancouver,

WA 98683 (360) 253-8017 / (877) 430-4787 ADDRESS

FOR PERSONAL SERVICE Aztec Foreclosure Corporation of

Washington 1499 SE Tech Center Place, Suite 255 Vancouver,

WA 98683 STATE OF WASHINGTON ) ) SS. COUNTY OF CLARK

) This instrument was acknowledged before me this 26th day of

April, 2023, by Inna D. Zagariya, President. Kira Lynch Notary

Public in and for the State of Washington My Commission Expires:

10/6/2024 KIRA LYNCH Notary Public State of Washington License

Number 188037 My Commission Expires October 06, 2024 175 SE

Railroad Street Creston, WA 99117 NPP0434498 To: DAVENPORT

TIMES 08/10/2023, 08/31/2023

 

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