NOTICE OF TRUSTEE'S SALE

NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED

CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.

TS No WA07000119-23-1 TO No 230176594-WA-MSO Grantor:

MICHAEL I. WILLIAMS, A MARRIED MAN AS HIS SEPARATE

ESTATE, Current Beneficiary of the Deed of Trust: Idaho Housing

and Finance Association (which also dba HomeLoanServ) Original

Trustee of the Deed of Trust: FRONTIER TITLE & ESCROW COMPANY

Current Trustee of the Deed of Trust: MTC Financial Inc. dba

Trustee Corps Current Mortgage Servicer of the Deed of Trust:

Idaho Housing and Finance Association dba HomeLoanServ Reference

Number of the Deed of Trust: Instrument No. 2022 0491551

Parcel Number: 0308041003000 I. NOTICE IS HEREBY GIVEN

that on January 5, 2024, 10:00 AM, at main entrance Pioneer Title

Company, 403 Logan St, Davenport, WA, MTC Financial Inc. dba

Trustee Corps, the undersigned Trustee, will sell at public auction

to the highest and best bidder, payable, in the form of cash, or cashier's

check or certified checks from federally or State chartered

banks, at the time of sale the following described real property,

situated in the County of Lincoln, State of Washington, to-wit: LOT

3, BLOCK 41 OF SPOKANE ADDITION TO THE TOWN (NOW

CITY) OF Davenport, ACCORDING TO THE PLAT THEREOF

RECORDED IN BOOK A OF PLATS, PAGE 47, RECORDS OF

LINCOLN COUNTY, WASHINGTON. APN: 0308041003000 More

commonly known as 609 MAXWELL ST, Davenport, WA 99122-

6003 which is subject to that certain Deed of Trust dated March 9,

2022, executed by MICHAEL I. WILLIAMS, A MARRIED MAN AS

HIS SEPARATE ESTATE, as Trustor(s), to secure obligations in

favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,

INC., as designated nominee for MOVEMENT MORTGAGE, LLC,

Beneficiary of the security instrument, its successors and assigns,

recorded March 11, 2022 as Instrument No. 2022 0491551 and the

beneficial interest was assigned to Idaho Housing and Finance

Association (which also dba HomeLoanServ) and recorded May 5,

2023 as Instrument Number 2023-0495086 in Book 135, on Page

1693 of official records in the Office of the Recorder of Lincoln

County, Washington. II. No action commenced by Idaho Housing

and Finance Association (which also dba HomeLoanServ), the

current Beneficiary of the Deed of Trust is now pending to seek

satisfaction of the obligation in any Court by reason of the Borrowers'

or Grantors' default on the obligation secured by the Deed of Trust/

Mortgage. III. The default(s) for which this foreclosure is made is/

are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING

AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT

INFORMATION From November 1, 2022 To August 24, 2023

Total $12,251.10 LATE CHARGE INFORMATION November 1,

2022 August 24, 2023 $490.00 $490.00 PROMISSORY NOTE

INFORMATION Note Dated: March 9, 2022 Note Amount

$245,373.00 Interest Paid To: October 1, 2022 Next Due Date:

November 1, 2022 Current Beneficiary: Idaho Housing and Finance

Association (which also dba HomeLoanServ) Contact Phone No:

(800) 526-7145 Address: 565 W Myrtle St., Boise, ID 83702 IV. The

sum owing on the obligation secured by the Deed of Trust is: The

principal sum of $243,336.59, together with interest as provided in

the Note or other instrument secured, and such other costs and fees

as are due under the Note or other instrument secured, and as are

provided by statute. V. The above described real property will be

sold to satisfy the expense of sale and the obligation secured by the

Deed of Trust as provided by statute. Said sale will be made without

warranty, expressed or implied, regarding title, possession or encumbrances

on January 5, 2024. The defaults referred to in Paragraph

III must be cured by December 25, 2023, (11 days before the

sale date) to cause a discontinuance of the sale. The sale will be

discontinued and terminated if at any time before December 25,

2023 (11 days before the sale) the default as set forth in Paragraph

III is cured and the Trustees' fees and costs are paid. Payment must

be in cash or with cashiers' or certified checks from a State or federally

chartered bank. The sale may be terminated any time after

the December 25, 2023 (11 days before the sale date) and before

the sale, by the Borrower or Grantor or the holder of any recorded

junior lien or encumbrance by paying the entire principal and interest

secured by the Deed of Trust, plus costs, fees and advances, if

any, made pursuant to the terms of the obligation and/or Deed of

Trust, and curing all other defaults. VI. A written Notice of Default

was transmitted by the current Beneficiary, Idaho Housing and Finance

Association (which also dba HomeLoanServ) or Trustee to

the Borrower and Grantor at the following address(es): ADDRESS

UNKNOWN SPOUSE OF MICHAEL I WILLIAMS 609 MAXWELL

ST, Davenport, WA 99122 MICHAEL I WILLIAMS 609 MAXWELL

ST, Davenport, WA 99122 by both first class and certified

mail on June 22, 2023, proof of which is in the possession of the

Trustee; and the Borrower and Grantor were personally served with

said written Notice of Default or the written Notice of Default was

posted in a conspicuous place June 22, 2023 on the real property

described in Paragraph I above, and the Trustee has possession of

proof of such service or posting. VII. The Trustee whose name and

address are set forth below will provide in writing to anyone requesting

it, a statement of all costs and fees due at any time prior to the

sale. VIII. The effect of the sale will be to deprive the Grantor and

all those who hold by, through or under the Grantor of all their interest

in the above described property. IX. Anyone having any objections

to this sale on any grounds whatsoever will be afforded an

opportunity to be heard as to those objections if they bring a lawsuit

to restrain the sale pursuant to RCW 61.24.130. Failure to bring

such a lawsuit may result in a waiver of any proper grounds for invalidating

the Trustees' Sale. X. Notice to Occupants or Tenants.

The purchaser at the Trustee's sale is entitled to possession of the

property on the 20th day following the sale, as against the Grantor

under the deed of trust (the owner) and anyone having an interest

junior to the deed of trust, including occupants who are not tenants.

After the 20th day following the sale the purchaser has the right to

evict occupants who are not tenants by summary proceedings under

chapter 59.12 RCW. For tenant-occupied property, the purchaser

shall provide a tenant with written notice in accordance with RCW

61.24.060. Notice to Borrower(s) who received a letter under RCW

61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE

FORECLOSURE SALE OF YOUR HOME. Mediation MUST be

requested between the time you receive the Notice of Default and

no later than 90 calendar days BEFORE the date of sale listed in

the Notice of Trustee Sale. If an amended Notice of Trustee Sale

is recorded providing a 45-day notice of the sale, mediation must

be requested no later than 25 calendar days BEFORE the date of

sale listed in the amended Notice of Trustee Sale. DO NOT DELAY.

CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED

IN WASHINGTON NOW to assess your situation and

refer you to mediation if you might eligible and it may help you save

your home. See below for safe sources of help. SEEKING ASSISTANCE

Housing counselors and legal assistance may be available

at little or no cost to you. If you would like assistance in determining

your rights and opportunities to keep your house, you may contact

the following: The statewide foreclosure hotline for assistance and

referral to housing counselors recommended by the Housing Finance

Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website:

http://www.wshfc.org The United States Department of Housing and Urban

Development: Telephone: (800) 569-4287 Website: http://www.hud.gov

The statewide civil legal aid hotline for assistance and referrals to

other housing counselors and attorneys: Telephone: (800) 606-4819

Website: http://www.homeownership.wa.gov Dated: August 25 , 2023

MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor

Trustee By: Alan Burton, Vice President MTC Financial Inc. dba

Trustee Corps 606 W. Gowe Street Kent, WA 98032 Toll Free

Number: (844) 367-8456 TDD: 711 949.252.8300 For Reinstatement/

Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps

Order Number 95180, Pub Dates: 12/7/2023, 12/28/2023, THE

Davenport TIMES