NOTICE OF TRUSTEE'S SALE

NOTICE OF TRUSTEE’S SALE

TS No WA08000115-22-2 TO No 230363730-WA-MSO PURSUANT

TO THE REVISED CODE OF WASHINGTON CHAPTER

61.24 ET. SEQ. Grantor: HEAVEN L. HICKS, AN UNMARRIED

WOMAN, JOSHUA A. NORRIS, AN UNMARRIED MAN Current

Beneficiary of the Deed of Trust: PennyMac Loan Services, LLC

Original Trustee of the Deed of Trust: FRONTIER TITLE & ESCROW

Current Trustee of the Deed of Trust: MTC Financial Inc.

dba Trustee Corps Current Mortgage Servicer of the Deed of Trust:

PennyMac Loan Services, LLC Reference Number of the Deed of

Trust: Instrument No. 2016 0473048 Parcel Number: 05-07-004-

006000 I. NOTICE IS HEREBY GIVEN that on March 8, 2024, 10:00

AM, at main entrance Pioneer Title Company, 403 Logan St, Davenport,

WA 99122, MTC Financial Inc. dba Trustee Corps, the

undersigned Trustee, will sell at public auction to the highest and

best bidder, payable, in the form of cash, or cashier’s check or

certified checks from federally or State chartered banks, at the time

of sale the following described real property, situated in the County

of Lincoln, State of Washington, to-wit: THE WEST 12 1/2 FEET

OF LOT 7 AND ALL OF LOT 8, BLOCK 4, PATTEE AND LYON`S

ADDITION TO Odessa, ACCORDING TO THE PLAT THEREOF

RECORDED IN BOOK “A” OF PLATS, PAGE 188, RECORDS OF

LINCOLN COUNTY, WASHINGTON. APN: 05-07-004-006000 More

commonly known as 502 E 1ST AVENUE, Odessa, WA 99159

which is subject to that certain Deed of Trust dated August 5, 2016,

executed by HEAVEN L. HICKS, AN UNMARRIED WOMAN,

JOSHUA A. NORRIS, AN UNMARRIED MAN as Trustor(s), to

secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION

SYSTEMS, INC. (“MERS”), as designated nominee for

BBMC MORTGAGE, LLC, Beneficiary of the security instrument,

its successors and assigns, recorded August 5, 2016 as Instrument

No. 2016 0473048 and re-recorded July 21, 2022 as Instrument

No. 2022-0492933 in Book 133, on Page 2076 and the beneficial

interest was assigned to PENNYMAC LOAN SERVICES, LLC and

recorded April 12, 2022 as Instrument Number 2022 0491866 of

official records in the Office of the Recorder of Lincoln County,

Washington. II. No action commenced by PennyMac Loan Services,

LLC, the current Beneficiary of the Deed of Trust is now pending

to seek satisfaction of the obligation in any Court by reason of the

Borrowers’ or Grantors’ default on the obligation secured by the

Deed of Trust/Mortgage. III. The default(s) for which this foreclosure

is made is/are as follows: FAILURE TO PAY WHEN DUE THE

FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT

PAYMENT INFORMATION From February 1, 2023 To

October 30, 2023 Number of Payments 1 $935.21 8 $919.47 Total

$8,290.97 LATE CHARGE INFORMATION February 1, 2023 October

30, 2023 $71.43 $71.43 PROMISSORY NOTE INFORMATION

Note Dated: August 5, 2016 Note Amount $128,534.00 Interest

Paid To: January 1, 2023 Next Due Date: February 1, 2023

Current Beneficiary: PennyMac Loan Services, LLC Contact Phone

No: 866-549-3583 Address: 3043 Townsgate Road #200, Westlake

Village, CA 91361 IV. The sum owing on the obligation secured by

the Deed of Trust is: The principal sum of $108,327.26, together

with interest as provided in the Note or other instrument secured,

and such other costs and fees as are due under the Note or other

instrument secured, and as are provided by statute. V. The above

described real property will be sold to satisfy the expense of sale

and the obligation secured by the Deed of Trust as provided by

statute. Said sale will be made without warranty, expressed or

implied, regarding title, possession or encumbrances on March 8,

2024. The defaults referred to in Paragraph III must be cured by

February 26, 2024, (11 days before the sale date) to cause a discontinuance

of the sale. The sale will be discontinued and terminated

if at any time before February 26, 2024 (11 days before the

sale) the default as set forth in Paragraph III is cured and the

Trustees’ fees and costs are paid. Payment must be in cash or with

cashiers’ or certified checks from a State or federally chartered

bank. The sale may be terminated any time after the February 26,

2024 (11 days before the sale date) and before the sale, by the

Borrower or Grantor or the holder of any recorded junior lien or

encumbrance by paying the entire principal and interest secured

by the Deed of Trust, plus costs, fees and advances, if any, made

pursuant to the terms of the obligation and/or Deed of Trust, and

curing all other defaults. VI. A written Notice of Default was transmitted

by the current Beneficiary, PennyMac Loan Services, LLC

or Trustee to the Borrower and Grantor at the following address(es):

ADDRESS HEAVEN L HICKS 502 E 1ST AVENUE, Odessa, WA

99159 HEAVEN L HICKS P.O. BOX 444, Odessa, WA 99159

JOSHUA A NORRIS 502 E 1ST AVENUE, Odessa, WA 99159

JOSHUA A NORRIS P.O. BOX 444, Odessa, WA 99159 by both

first class and certified mail on August 17, 2023, proof of which is

in the possession of the Trustee; and the Borrower and Grantor

were personally served with said written Notice of Default or the

written Notice of Default was posted in a conspicuous place August

16, 2023 on the real property described in Paragraph I above, and

the Trustee has possession of proof of such service or posting. VII.

The Trustee whose name and address are set forth below will

provide in writing to anyone requesting it, a statement of all costs

and fees due at any time prior to the sale. VIII. The effect of the

sale will be to deprive the Grantor and all those who hold by, through

or under the Grantor of all their interest in the above described

property. IX. Anyone having any objections to this sale on any

grounds whatsoever will be afforded an opportunity to be heard as

to those objections if they bring a lawsuit to restrain the sale pursuant

to RCW 61.24.130. Failure to bring such a lawsuit may result

in a waiver of any proper grounds for invalidating the Trustees’ Sale.

X. Notice to Occupants or Tenants. The purchaser at the Trustee’s

sale is entitled to possession of the property on the 20th day following

the sale, as against the Grantor under the deed of trust (the

owner) and anyone having an interest junior to the deed of trust,

including occupants who are not tenants. After the 20th day following

the sale the purchaser has the right to evict occupants who are

not tenants by summary proceedings under chapter 59.12 RCW.

For tenant-occupied property, the purchaser shall provide a tenant

with written notice in accordance with RCW 61.24.060. Notice to

Borrower(s) who received a letter under RCW 61.24.031: THIS

NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE

SALE OF YOUR HOME. Mediation MUST be requested between

the time you receive the Notice of Default and no later than 90

calendar days BEFORE the date of sale listed in the Notice of

Trustee Sale. If an amended Notice of Trustee Sale is recorded

providing a 45-day notice of the sale, mediation must be requested

no later than 25 calendar days BEFORE the date of sale listed in

the amended Notice of Trustee Sale. DO NOT DELAY. CONTACT

A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN

WASHINGTON NOW to assess your situation and refer you to

mediation if you might eligible and it may help you save your home.

See below for safe sources of help. SEEKING ASSISTANCE

Housing counselors and legal assistance may be available at little

or no cost to you. If you would like assistance in determining your

rights and opportunities to keep your house, you may contact the

following: The statewide foreclosure hotline for assistance and

referral to housing counselors recommended by the Housing Finance

Commission: Telephone: (877) 894-4663 or (800) 606-4819

Website: http://www.wshfc.org The United States Department of Housing

and Urban Development: Telephone: (800) 569-4287 Website:

http://www.hud.gov The statewide civil legal aid hotline for assistance

and referrals to other housing counselors and attorneys: Telephone:

(800) 606-4819 Website: http://www.homeownership.wa.gov Dated:

October 30, 2023 MTC Financial Inc. dba Trustee Corps, as Duly

Appointed Successor Trustee By: Alan Burton, Vice President MTC

Financial Inc. dba Trustee Corps 606 W. Gowe Street Kent, WA

98032 Toll Free Number: (844) 367-8456 TDD: 711 949.252.8300

For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA

Trustee Corps Order Number 97131, Pub Dates: 2/8/2024,

2/29/2024, THE Davenport TIMES