NOTICE OF TRUSTEE'S SALE

NOTICE OF TRUSTEE’S SALE

TS No WA08000115-22-2 TO No 230363730-WA-MSO PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: HEAVEN L. HICKS, AN UNMARRIED WOMAN, JOSHUA A. NORRIS, AN UNMARRIED MAN Current Beneficiary of the Deed of Trust: PennyMac Loan Services, LLC Original Trustee

of the Deed of Trust: FRONTIER TITLE & ESCROW Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: PennyMac Loan Services, LLC Reference Number of the Deed of Trust: Instrument No. 2016 0473048 Parcel Number: 05-07-004-006000 I. NOTICE IS HEREBY GIVEN that on March 8, 2024, 10:00 AM, at main entrance

Pioneer Title Company, 403 Logan St, Davenport, WA 99122, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally

or State chartered banks, at the time of sale the following described

real property, situated in the County of Lincoln, State of Washington, to-wit: THE WEST 12 1/2 FEET OF LOT 7 AND ALL OF LOT 8, BLOCK 4, PATTEE AND LYON`S ADDITION TO ODESSA,

ACCORDING TO THE PLAT THEREOF RECORDED IN BOOK “A” OF PLATS, PAGE 188, RECORDS OF LINCOLN COUNTY, WASHINGTON. APN: 05-07-004-006000 More commonly known as 502 E 1ST AVENUE, Odessa, WA 99159 which is subject to that certain Deed of Trust dated August 5, 2016, executed by HEAVEN

L. HICKS, AN UNMARRIED WOMAN, JOSHUA A. NORRIS, AN UNMARRIED MAN as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for BBMC MORTGAGE, LLC, Beneficiary of the security instrument, its successors and assigns, recorded August 5, 2016 as Instrument No. 2016 0473048 and re-recorded July 21, 2022 as Instrument No. 2022-0492933 in Book 133, on Page 2076 and the beneficial interest was assigned to PENNYMAC LOAN SERVICES, LLC and recorded April 12, 2022 as Instrument Number 2022 0491866 of official records in the Office of the Recorder of Lincoln County, Washington. II. No action commenced

by PennyMac Loan Services, LLC, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation

in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE

TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From February 1, 2023 To October 30, 2023 Number of Payments 1 $935.21 8 $919.47 Total $8,290.97 LATE CHARGE INFORMATION

February 1, 2023 October 30, 2023 $71.43 $71.43 PROMISSORY

NOTE INFORMATION Note Dated: August 5, 2016 Note Amount $128,534.00 Interest Paid To: January 1, 2023 Next Due Date: February 1, 2023 Current Beneficiary: PennyMac Loan Services,

LLC Contact Phone No: 866-549-3583 Address: 3043 Townsgate

Road #200, Westlake Village, CA 91361 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $108,327.26, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on March 8, 2024. The defaults referred to in Paragraph III must be cured by February 26, 2024, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before February 26, 2024 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the February 26, 2024 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, PennyMac Loan Services, LLC or Trustee to the Borrower and Grantor at the following address(es): ADDRESS HEAVEN L HICKS 502 E 1ST AVENUE, Odessa, WA 99159 HEAVEN L HICKS P.O. BOX 444, Odessa, WA 99159 JOSHUA A NORRIS 502 E 1ST AVENUE, Odessa, WA 99159 JOSHUA A NORRIS P.O. BOX 444, Odessa, WA 99159 by both first class and certified mail on August 17, 2023, proof of which is in the possession

of the Trustee; and the Borrower and Grantor were personally

served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place August 16, 2023 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee

whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever

will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession

of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings

under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. Mediation MUST be requested between the time you receive the Notice of Default and no later than 90 calendar days BEFORE the date of sale listed in the Notice of Trustee Sale. If an amended Notice of Trustee Sale is recorded providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in the amended Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED

IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE

Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: http://www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: http://www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: http://www.homeownership.wa.gov Dated: October 30, 2023 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor

Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 606 W. Gowe Street Kent, WA 98032 Toll Free Number: (844) 367-8456 TDD: 711 949.252.8300 For Reinstatement/

Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 97131, Pub Dates: 2/8/2024, 2/29/2024, THE DAVENPORT

TIMES