Notice of Trustee's Sale

Notice of Trustee’s Sale

TS No WA07000166-22-4 TO

No 2885516 NOTICE OF

TRUSTEE’S SALE PURSUANT

TO THE REVISED CODE OF

WASHINGTON CHAPTER

61.24 ET. SEQ. Grantor: ROBERT

W SWINDLE, A SINGLE

PERSON Current Beneficiary of

the Deed of Trust: FREEDOM

MORTGAGE CORPORATION

Original Trustee of the Deed of

Trust: LS TITLE OF WASHINGTON

Current Trustee of the

Deed of Trust: MTC Financial

Inc. dba Trustee Corps Current

Mortgage Servicer of the Deed

of Trust: Freedom Mortgage

Corporation Reference Number

of the Deed of Trust: Instrument

No. 2010 0455174 Parcel Number:

0704029001000 I. NOTICE

IS HEREBY GIVEN that on June

28, 2024, 09:00 AM, Front Entrance,

Pioneer Title Co. of

Washington, 403 Logan Street,

Davenport, WA 99122, MTC

Financial Inc. dba Trustee

Corps, the undersigned Trustee,

will sell at public auction to the

highest and best bidder, payable,

in the form of cash, or cashier’s

check or certified checks

from federally or State chartered

banks, at the time of sale the

following described real property,

situated in the County of

Lincoln, State of Washington,

to-wit: LOT 1, BLOCK 29, IN

THE ADDITION TO THE TOWN

OF Sprague, ACCORDING

TO PLAT THEREOF, RECORDED

IN BOOK A OF PLATS,

PAGE 7, RECORDS OF LINCOLN

COUNTY, WASHINGTON.

APN: 0704029001000

More commonly known as 319

W 4TH ST, Sprague, WA

99032-9300 which is subject to

that certain Deed of Trust dated

May 3, 2010, executed by ROBERT

W SWINDLE, A SINGLE

PERSON as Trustor(s), to secure

obligations in favor of

MORTGAGE ELECTRONIC

REGISTRATION SYSTEMS,

INC. (“MERS”), as designated

nominee for SA MORTGAGE

SERVICES, LLC DBA RESPONSE

MORTGAGE, Beneficiary

of the security instrument,

its successors and assigns, recorded

May 5, 2010 as Instrument

No. 2010 0455174 and the

beneficial interest was assigned

to FREEDOM MORTGAGE

CORPORATION and recorded

November 2, 2023 as Instrument

Number 2023-0496461 of official

records in the Office of the Recorder

of Lincoln County, Washington.

II. No action commenced

by FREEDOM MORTGAGE

CORPORATION, the current

Beneficiary of the Deed of Trust

is now pending to seek satisfaction

of the obligation in any Court

by reason of the Borrowers’ or

Grantors’ default on the obligation

secured by the Deed of

Trust/Mortgage. III. The default(

s) for which this foreclosure

is made is/are as follows: FAILURE

TO PAY WHEN DUE THE

FOLLOWING AMOUNTS

WHICH ARE NOW IN ARREARS:

DELINQUENT PAYMENT

INFORMATION From

April 1, 2023 To February 12,

2024 Number of Payments 4

$502.93 7 $530.80 Total

$5,727.32 LATE CHARGE INFORMATION

April 1, 2023

February 12, 2024 $83.40

PROMISSORY NOTE INFORMATION

Note Dated: May 3,

2010 Note Amount $63,822.00

Interest Paid To: March 1, 2023

Next Due Date: April 1, 2023

Current Beneficiary: FREEDOM

MORTGAGE CORPORATION

C o n t a c t P h o n e N o :

855.690.5900 Address: 951

Yamato Road, Suite 175, Boca

Raton, FL 33431 IV. The sum

owing on the obligation secured

by the Deed of Trust is: The

principal sum of $48,043.32,

together with interest as provided

in the Note or other instrument

secured, and such other

costs and fees as are due under

the Note or other instrument

secured, and as are provided by

statute. V. The above described

real property will be sold to satisfy

the expense of sale and the

obligation secured by the Deed

of Trust as provided by statute.

Said sale will be made without

warranty, expressed or implied,

regarding title, possession or

encumbrances on June 28,

2024. The defaults referred to in

Paragraph III must be cured by

June 17, 2024, (11 days before

the sale date) to cause a discontinuance

of the sale. The sale

will be discontinued and terminated

if at any time before June

17, 2024 (11 days before the

sale) the default as set forth in

Paragraph III is cured and the

Trustees’ fees and costs are

paid. Payment must be in cash

or with cashiers’ or certified

checks from a State or federally

chartered bank. The sale may

be terminated any time after the

June 17, 2024 (11 days before

the sale date) and before the

sale, by the Borrower or Grantor

or the holder of any recorded

junior lien or encumbrance by

paying the entire principal and

interest secured by the Deed of

Trust, plus costs, fees and advances,

if any, made pursuant

to the terms of the obligation

and/or Deed of Trust, and curing

all other defaults. VI. A written

Notice of Default was transmitted

by the current Beneficiary,

FREEDOM MORTGAGE CORPORATION

or Trustee to the

Borrower and Grantor at the

following address(es): ADDRESS

ROBERT W SWINDLE

319 W 4TH ST, Sprague, WA

99032-9300 ROBERT W SWINDLE

PO BOX 194, SPRAGUE,

WA 99032 UNKNOWN

SPOUSE OF ROBERT W

SWINDLE 319 W 4TH ST,

SPRAGUE, WA 99032-9300 by

both first class and certified mail

on November 21, 2023, proof of

which is in the possession of the

Trustee; and the Borrower and

Grantor were personally served

with said written Notice of Default

or the written Notice of

Default was posted in a conspicuous

place November 21, 2023

on the real property described in

Paragraph I above, and the

Trustee has possession of proof

of such service or posting. VII.

The Trustee whose name and

address are set forth below will

provide in writing to anyone requesting

it, a statement of all

costs and fees due at any time

prior to the sale. VIII. The effect

of the sale will be to deprive the

Grantor and all those who hold

by, through or under the Grantor

of all their interest in the above

described property. IX. Anyone

having any objections to this

sale on any grounds whatsoever

will be afforded an opportunity

to be heard as to those objections

if they bring a lawsuit to

restrain the sale pursuant to

RCW 61.24.130. Failure to bring

such a lawsuit may result in a

waiver of any proper grounds for

invalidating the Trustees’ Sale.

X. Notice to Occupants or Tenants.

The purchaser at the

Trustee’s sale is entitled to

possession of the property on

the 20th day following the sale,

as against the Grantor under the

deed of trust (the owner) and

anyone having an interest junior

to the deed of trust, including

occupants who are not tenants.

After the 20th day following the

sale the purchaser has the right

to evict occupants who are not

tenants by summary proceedings

under chapter 59.12 RCW.

For tenant-occupied property,

the purchaser shall provide a

tenant with written notice in accordance

with RCW 61.24.060.

Notice to Borrower(s) who received

a letter under RCW

61.24.031: THIS NOTICE IS

THE FINAL STEP BEFORE

THE FORECLOSURE SALE OF

YOUR HOME. Mediation MUST

be requested between the time

you receive the Notice of Default

and no later than 90 calendar

days BEFORE the date of sale

listed in the Notice of Trustee

Sale. If an amended Notice of

Trustee Sale is recorded providing

a 45-day notice of the sale,

mediation must be requested no

later than 25 calendar days

BEFORE the date of sale listed

in the amended Notice of Trustee

Sale. DO NOT DELAY.

CONTACT A HOUSING COUNSELOR

OR AN ATTORNEY

LICENSED IN WASHINGTON

NOW to assess your situation

and refer you to mediation if you

might eligible and it may help

you save your home. See below

for safe sources of help. SEEKING

ASSISTANCE Housing

counselors and legal assistance

may be available at little or no

cost to you. If you would like

assistance in determining your

rights and opportunities to keep

your house, you may contact the

following: The statewide foreclosure

hotline for assistance and

referral to housing counselors

recommended by the Housing

Finance Commission: Telephone:

(877) 894-4663 or (800)

606-4819 Website: http://www.wshfc.

org The United States Department

of Housing and Urban

Development: Telephone: (800)

569-4287 Website: http://www.hud.

gov The statewide civil legal aid

hotline for assistance and referrals

to other housing counselors

and attorneys: Telephone: (800)

606-4819 Website: http://www.homeownership.

wa.gov Dated: February

13, 2024 MTC Financial

Inc. dba Trustee Corps, as Duly

Appointed Successor Trustee

By: Alan Burton, Vice President

MTC Financial Inc. dba Trustee

Corps 606 W. Gowe Street Kent,

WA 98032 Toll Free Number:

(844) 367-8456 TDD: 711

949.252.8300 For Reinstatement/

Pay Off Quotes, contact

MTC Financial Inc. DBA Trustee

Corps Order Number 100107,

Pub Dates: 05/30/2024,

06/20/2024, THE DAVENPORT

TIMES

Published May 30 and June

20, 2024